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Hawaii Association of Health Plans

The Hawaii Association of Health Plans

HAHP provides valuable information to Hawaii health care consumers, legislators, and the media, including contact information for HAHP's member organizations and information on current health care issues.

Find a Health Plan

As we all face this COVID-19 situation together, we want to help you understand your options – whether it’s buying a health plan on your own or getting financial assistance from the government. It’s all about making sure you continue to have access to the health care you need when you need it.

Affordable Care Act Plans

Affordable Care Act (ACA) plans are available to buy on your own, and you may be able to get a government subsidy or acquire a plan at rates less expensive than COBRA. These plans include health benefits such as medical and prescription drug coverage. ACA plans cover individuals, their spouse, and/or their children.

• To enroll online in an ACA plan, go to www.healthcare.gov.


 QUEST Integration

Health care does not have to come from your employer. If you recently lost your job or find yourself in a position where your employer can no longer offer you coverage, you may be able to get a health plan at no cost through Hawaii’s Medicaid (QUEST Integration) program. This plan can provide a temporary solution for individuals and families while we wait for our state economy to get back on track.

• Go to the Med-QUEST website to apply online or submit a fillable PDF application via mail, fax, or drop off to a Med-QUEST Division Eligibility Office near you.  https://mybenefits.hawaii.gov/applying-for-benefits/

• Call the Med-QUEST office at 524-3370 on Oahu or 1 (800) 316-8005 toll-free on the Neighbor Islands.


COBRA through your employer

If you recently lost the health coverage that was offered to you by your employer and want to keep it, you may be able to pay for that same plan on your own.

• This is only available if your company has 20 or more employees.

• You will be responsible for paying the entire premium: what you normally paid plus what your employer previously contributed. A 2% administrative fee may be added as well.


To learn more about COBRA (or the Consolidated Omnibus Budget Reconciliation Act), go to the U.S. Department of Labor’s website on Continuation of Health Coverage https://www.dol.gov/general/topic/health-plans/cobra. If you are interested in this option, contact your employer for more information.


COVID-19: Hawaii’s Health Plans Act Swiftly to Protect Hawaii


In response to the growing COVID-19 pandemic in the United States and across the world, Governor David Ige implemented a state of emergency in the state of Hawaii on March 4, 2020.  The entire health care industry rallied to protect the health of our community, and to date Hawaii has been able to maintain low rates of COVID-19 infection.  The Hawaii Association of Health Plans is dedicated to continuing to ensure the people of Hawaii stay healthy and have access to quality healthcare.

The Hawaii Association of Health Plans (HAHP) is a trade association whose members include Hawaii's state-licensed health plans. Our member organizations include AlohaCare, Hawaii Medical Assurance Association (HMAA), Hawaii Medical Service Association (HMSA), Hawaii-Western Management Group (HWMG), Kaiser Permanente, MDX Hawaii, ‘Ohana Health Plan, UnitedHealthcare (UHC), and University Health Alliance (UHA). A majority of Hawaii residents receive their health coverage through a plan associated with one of these HAHP organizations.

Testing and Treatment – At No Cost to Patients
For the growing number of people in our community infected or worried about being infected with COVID-19, health coverage providers are providing peace of mind.  Health plans moved swiftly to proactively eliminate patient cost-sharing for COVID-19 diagnostic testing and treatment – no copay, no coinsurance required.

Prior Authorization – Waived
Health plans have committed to accelerating access to care.  Prior authorization is being waived for those seeking testing or treatment of COVID-19.  This will speed patients’ access to appropriate treatment.

Telehealth – Encouraging and Expanding
COVID-19 threatens to overwhelm our health care system.  By waiving cost-sharing for telehealth services and expanding telemedicine programs, health plans are facilitating care for many in Hawaii who are at home and need care.  Telehealth is especially beneficial for patients such as our kupuna who are at a higher risk when leaving home to commute to the doctor’s office.
For doctors, expanded telehealth eases the burden on our health system, allowing hospitals to care for people who need it most, while limiting the exposure of health care workers and patients to the disease.  It also means the healthcare providers can stay in business and keep seeing patients who need their care.  And many doctors are being paid at the same rate as an in-person visit during this national emergency to help contain the spread of the virus.

Provider Capacity – Strengthening
Health plans continue to collaborate with hospitals to enhance their capacity to provide care for the most vulnerable patients in the most affected and at-risk regions so they can more effectively manage an increasingly complex and uncertain environment.  We have simplified and accelerated the discharge and transfer of patients from hospitals to the safest available, clinically appropriate post-acute care setting. 


Vulnerable Populations – Delivering SupportHawaii’s health plans are delivering support to our community to ensure that vulnerable populations stay safe and healthy.  Individual companies have made financial contributions directly to community organizations, including those working to help feed children and kupuna as well as to groups providing emergency health services for the most vulnerable.

Supporting Our Communities
As they always have, Hawaii health plans are supporting the local community – from contributing time and money to community organizations, to donating to restaurants and local businesses temporarily closed due to the COVID-19 situation, to working with banks to help small businesses find loans through state and federal programs.

Ensuring the People of Hawaii Have Health Care Coverage
The COVID-19 crisis has had a severe financial impact on many businesses, their employees, and families.  Within confines of the law, many health plans have extended eligibility requirements, lengthened grace periods, and taken other steps to help as many employers as possible continue providing health care coverage to their employees.  

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